Financial Literacy Education
Understand the rules, systems, and behaviors that shape your financial life.
Financial Literacy
Education
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Understand your credit reports, spot inaccuracies, and build healthy financial habits with expert support.
About Proactive Consulting Services LLC
Our mission
Simplify credit and financial concepts,
provide clear personalized education,
help you recognize potential reporting inaccuracies,
support long-term financial confidence and responsibility.
Proactive Consulting LLC was founded to close the gap between complex credit reporting systems and the everyday consumer. Many people are handed a credit report but never given the tools to understand it.
We help you spot potential errors or inconsistencies in your reports—information you can use to take next steps independently.
Secure Your Credit Reports You obtain your own credit reports directly and safely from authorized providers.
One-On-One Financial Review
We explain the information in plain language and highlight areas to monitor.
Build Strong Financial Habits
Our goal is long-term financial literacy, not overnight “fixes.”
What We Offer
Financial Literacy Education
Understand the rules, systems, and behaviors that shape your financial life.
Financial Literacy
Education
Credit Report Interpretation
We walk you through your reports so you understand what’s there, why it’s there, and what it means.
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Credit Report
Interpretation
Guidance
Every client receives guidance based on their needs: Educational resources. Awareness of report changes. Practical steps to maintain healthy financial habits.
Personalized
Guidance
Our Packages
$197 | 60 minutes
A one-on-one consultation for individuals who want a professional review of their current credit profile and financial positioning.
Includes:
• Credit report and score factor review
• Identification of key barriers affecting credit health
• Personalized credit health action plan
• Financial habit recommendations
• Next-step roadmap
Best for: clients who want clarity before making financial decisions.
Credit Health
Diagnostic
$497 | 90 minutes
A deeper consulting session focused on improving financial positioning, reducing risk factors, and creating a strategic plan for progress.
Includes:
• Full credit profile analysis
• Utilization and debt structure review
• Personalized score-impact strategy
• Financial wellness recommendations
• Written implementation roadmap
Best for: professionals, aspiring homebuyers, and clients preparing for a major purchase.
Financial Strategy
Session
$997 | 90 Days
A structured consulting program for clients who want support, education, and accountability while implementing their personalized plan.
Includes:
• Initial diagnostic session
• Two follow-up consulting sessions
• Personalized progress review
• Ongoing strategy adjustments
• Email support
Best for: clients who need guidance and accountability over time.
Credit Health
Coaching Program
$1,500 | 3-Month Program
A high-touch consulting package designed for clients preparing for homeownership and needing a clear strategy to improve financial readiness.
Includes:
• Full financial positioning review
• Debt-to-income strategy guidance
• Credit optimization recommendations
• Homebuyer readiness checklist
• Coordination framework for lender preparation
Best for: first-time homebuyers and clients referred by realtors or loan officers.
Mortgage Readiness
Consulting
Contact Us
Reach out to us for expert financial advice and personalized consulting services tailored to your needs.
Click our logo to be directed to our email.
Location
8880 Rio San Diego Dr.
San Diego, CA 92108
@proactiveconsultingservicesllc
